Should I live with her is there any point?

My boyfriend lives with me and has for the past 3 1/2 years. We have no intention of getting married, we have a child together, but we also have no intention of splitting up. We are perfectly happy living together, but I do see your point. If you are not sure that you want to be with that person forever, then don't waste the time and money to let them move in. I feel like you should only live together if you are planning on working on your relationship like you would a marriage. Then you will be ready to get married if/when the time comes.